How to buy travel insurance is 2 times cheaper - instructions

Updated his post-instruction about buying cheapinsurance. He told how and what to do. The season of winter travel begins and many will buy their health insurance. I am no exception, so I sat all day, compared prices on all the services I knew and decided to share my research with you.

It will be about insurance of Sberbank and how exactly to buy it cheaper. Many simply do not know how to do it, they put the wrong parameters.

The content of the article

Instructions on how to buy insurance cheaper

Make it this way! Otherwise, you, or in the search results in general, will not be Sberbank, or the price will be higher. Step by step.

  • Go to the service Polis812.
  • In the search form we set, for example Asia. Regardless of the country chosen, the territory of insurance will be: “The whole world, except the USA and the Russian Federation” But if you need insurance only for Schengen, then we indicate Schengen.
  • We set the date of commencement of the insurance, put a tick in the Annual policy and be sure to select the right 90 days. It is important.
  • We indicate the number of insured persons and their age.
  • If my promo code is not inserted automatically, then under the dates we write LIFETRIPRU. He will give you an additional discount of 9%.
  • Profit! We get annual insurance for the whole world for 90 days for 4900 rubles (60.000 euros). Cheaper simply anywhere you will find, the best price on insurance from Sberbank.

    ~ 3,700 rubles from 35,000 euros (available only for Schengen and temporarily for the territory of "The whole world except the USA and Canada", which includes Thailand, but will soon be removed).

    ~ 5500 rub from 120.000 euros for all territories.

    Buy insurance at a discount>

    I recommend taking exactly 60 or 120 thousand euros. In Thailand, expensive medicine, and Sber also loves those who take insurance more expensive, faster issues are solved. Don't just say that. The sale of policies of 35 thousand euros for Asia has already been covered, and perhaps soon the price of Thailand will be raised at all.

    When you insure a child or severala person, you must take individual policies, because there are technical features on the Polis812 website (if the total amount for the policy exceeds some thousand rubles, then it is not shown in the search results). But there is no difference if you have a policy for all family members or for everyone.

    On Cherehape, you can also buy insurance from Sberbank,but there will be no promotional code. To do this, switch to the euro currency, choose Southeast Asia or Schengen, choose an annual policy and 90 days. If you do not, then again you will not see Sber in the search results.

    Insurance from Sberbank on Cherehap>

    Polis812 is also not without nuances, that's why I wroteits instructions on how to do it. Now, once again, the instruction in the screenshots for insurance in Asia, to make it clearer (for Schengen, choose Schengen). The price below is per person. Consider the price varies depending on the exchange rate, so it will be slightly different from the one in the pictures.

    Correctly fill the search form

    Correctly fill the search form

    We get in the search results Sberbank Insurance

    We get in the search results Sberbank Insurance

    At registration you will need to specify the data of the Russian passport. Relax, this is normal. It is necessary exclusively for payment.

    About Sberbank Insurance

    Use until you increase the price! It always happens, in the beginning they give low prices, people buy, the insurance rating grows, and then they sharply raise the cost. With EPB a similar story was.

    I myself recently bought insurance from Sberbank(Europ Assistence) with an insurance amount of 60 thousand EUR. It turned out the most inexpensive under good conditions of the insurance contract. Since medicine is very expensive, I never take less than 50-60 thousand.

    According to such instructions, as I wrote at the beginning of the post, you will get the smallest price. Lower than on the official website of Sberbank. Do not look for a dirty trick, it is not.

    My Sberbank Insurance policy for 60 thousand euros

    My Sberbank Insurance policy for 60 thousand euros

    Now insurance from Sberbank-Insurance is cheaper than all the rest. And not only annual, but also on specific dates. I wrote about this in my main post about insurancewhere I make a rating and write everything about insurance.

    Insurance rating>

    If you travel once a year and 90 days youa lot, then it would be cheaper to take Sberbank insurance for 1-2 weeks for specific dates, not annual. They also have a Sberbank. But you can still play with calculators in Polis812, Cherehapa and Sravni, from a certain number of days it is more profitable to take an annual one.

    If insurance is needed for Schengen, then often insurance is obtained from Allianz (Mondial) and Zetta (AP Companies). Assistance is better, and the insurance itself, too. Pay attention to them.

    Pros and cons of insurance from Sberbank

    Looking ahead, I will say that I recently had to go to Thailand with otitis in her in Chiang Mai (my fresh review). They sent me to a good hospital, the letter of guarantee was already in the hospital upon arrival, I did not leave my passport, we paid for everything without problems, there were no delays at all.


    • Annual insurance, with an unlimited number of trips per year, a total of 90 days per year for all trips.
    • The territory of the insurance is “The whole world except the USA and the Russian Federation”, that is, almost all countries.
    • Covers emergency situations due to chronic diseases, allergies, dengue, and so on. By default, riding a bike is included, you do not need to add anything separately when buying, this is their standard program.
    • Insurance for a child from 3 years costs the samehow much and for an adult. Almost the only inexpensive insurance for children. Other insurance will increase ratios (the price increases several times).

    Order insurance at a discount>


    • Actually, minus one - budget insurance. She is a worker, but sometimes she will have to kick assistance, hurry him to solve issues more quickly. Anyways, they are delayed with the answers.

    In any case, it is better to have such insurance thannot at all. I have already used it in Thailand a total of 3 times in the past few years and, in general, everything was solved quickly. Once so generally in Bangkok Hospital sent.

    P.S. I will also note who does not know. Cheap annual policies from ERV, about which I told in my previous life hack, are no more. But you can still buy their insurance cheaper, read my new life hack.

    P.P.S. Ask questions if something goes wrong.

    Life hacking 1 - how to buy a good insurance

    Choosing insurance is now unrealistically difficult, so to help all travelers, I compile a rating. To do this, I constantly monitor forums, study insurance contracts and use insurance by myself.

    Insurance Rating

    Life hacking 2 - how to find a hotel 20% cheaper

    First, choose a hotel on Booking. They have a good offer base, but the prices are NOT the best! The same hotel can often be found 20% cheaper in other systems through the RoomGuru service.

    Discount hotels

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