Somehow we ourselves were already thinking about whether to go to Poland and live for a while. And so one of our readers Mila decided to share her personal experience and tell how you can emigrate to Poland. I will not say that the scheme is simple, and taking into account the ruble exchange rate, it is not too cheap, because more than half of the income will have to be given, but still relatively real. Moreover, now in general there is very little where you can go without time or money, those days are gone.
My husband and I have lived in Thailand for 2.5 years, which have become the happiest in our life. Eternal summer, palm trees and the sea - this is just a paradise and a fairy tale in reality! But we decided that a permanent stay in the country on a study visa without any prospects in the future is not suitable for us. Therefore, when the opportunity arose to move to Poland, we took advantage of this opportunity.
The content of the article
- one Why Poland is attractive
- 2 How to emigrate to Poland
- 3 Now let's calculate the costs of the company
Why Poland is attractive
Castle Square - Old Town
Krakowskie Przedmiescie - the center of Warsaw
Warsaw center
Ursynow - Warsaw district
Zombki - a suburb of Warsaw
Member of the European Union and part of the Schengen area
If you have a national visa or residence permit, you can travel to EU countries without additional permits or visas. The main thing is that trips in total do not exceed 90 days in a half-year. Moreover, trips can be planned quite budget thanks to European low-cost airlines..
The absence of customs duties makes it easier to do business throughout the European Union.
the cost of living
Oleg has already written a post on the topic food prices in Poland. I can only confirm that the prices here are very pleasing. Since November 2014, the price increase has not been noticed. Milk, pastries, sausages, raw meat, vegetables and fruits - everything is delicious, I like it. The only thing I can't find «my» sour cream. Some kind of liquid comes across, but I like the spoon to stand.
Prices in Bedronk (chain stores)
For two people, the cost is approximately 1600 PLN per month. This includes food without special restrictions, a bottle of good wine, ordering pizza at home, going to a cafe or restaurant, buying something for home (bed linen, for example) or clothing (blouse or T-shirt), mobile communications, Internet.
In Warsaw, on the outskirts of the city, it is quite possible to rent a small kopeck piece for 1400 PLN + counters (about 200 PLN). And such an apartment, where did Oleg and Daria live, near the center costs PLN 2000-2500.
A total of 3200 zlotys per month for two (a little more than 770 euros). About the same amount we published in Thailand and Ukraine.
Easy to adapt
Overcoming the language barrier in Poland is nowhere easier. Firstly, many Poles, especially the younger generation, speak English, and sometimes surprise with good pronunciation. Secondly, it is not difficult to learn Polish, it is easier for those who already know Ukrainian.
Many words are very similar, in the store there are no difficulties at all
Poles are friendly, polite, value their roots, family, traditions. There are, of course, exceptions, but we have not yet come across such. We were in various state institutions, and everywhere they tried to help us. When the officials realized that our level of Polish leaves much to be desired, they helped fill out the documents and explained in detail what to do in a given situation.
Geography, climate
In Poland, the choice of place to live is quite large. If you want near the sea - welcome to Gdansk, if you want mountains - please, a small resort town of Zakopane, near a river - Warsaw or Wroclaw, a tourist place - Krakow, if you want a quiet town closer to Germany - Zielona Gora. In general, for every taste and color. Although the climate in Poland, of course, is not tropical, but there are no fierce winters here either. For example, this winter in Warsaw the temperature mostly jumped from +5 to -5. Let's see what the summer will be.
As you can see, the winter is not very snowy.
How to emigrate to Poland
In Poland, a residence permit is issued for a period of up to 3 years. To get it, the main thing is to prove that you have a reason for this, to show that your income covers your expenses, you have honey. insurance is where to live.
Grounds for residence permit
If you do not have a Pole card, you are not married to a Polish citizen and you are not going to enter a Polish university, then there are several reasons for immigration to Poland and obtaining a residence permit.
Work
To begin with, an employer must obtain a work permit (zezwolenie) + a labor market test for a foreigner. But citizens of Russia, Ukraine and Belarus can find a job on the basis of registering an application of intent to entrust work to a foreigner (oswiadczenie), which allows you to work 180 days a year. After three months of work on sanitation, you can apply for a unified procedure for obtaining a residence permit and a work permit. In this case, it is no longer necessary to conduct a labor market test..
Unfortunately, salaries in Poland are not the most attractive in comparison with other EU countries. The average salary in the country is about PLN 4000 gross.
The spouse / spouse of the employee and their children can obtain a residence permit on the basis of «family reunification» only after two years of his stay in Poland. But this does not mean that you have to wait so long. Family members of a working foreigner have the opportunity to obtain a residence permit on the basis of «other circumstances» (more on that below).
Business
A business is a limited liability company (Spolka z o.o.). The company itself does not provide an opportunity to emigrate and obtain a residence permit. It is issued on the basis of maintaining households. activity and if ONE of the following conditions is met: the profit of the company for the year is not less than 12 times the average monthly salary in the third quarter in the voivodeship in which the company is registered, or employ two Polish citizens, and they must work at the company for at least a year, or prove that the firm in the future will definitely fulfill one of the first two conditions.
The fulfillment of one of the conditions is proof of the usefulness of the company for the Polish economy.
In order not to depend on the whims of the employer and not to prove the usefulness of the company, you can open a company for relatives or friends (depending on who you trust more) and get a job in this company. That is, the basis for obtaining a residence permit will be work.
Having a stable income
The income should be stable, but most importantly, it should be at least the minimum subsistence level (approximately PLN 540 for singles and PLN 450 for family members for each family member). If a foreigner applying for a residence permit is dependent on a spouse / spouse and children, then his income is divided among all family members.
Proof of receiving a stable income can be, for example, a contract of employment, where the amount of salary is spelled out. The minimum wage in Poland is PLN 1,750 gross. You can work part-time, but in order to obtain a residence permit, you will have to prove that such a salary covers all expenses.
Additional income can be, for example, income from the home country from a business or renting an apartment. But here there will be nuances with double taxation. These issues are best dealt with with lawyers..
All income must cover food, housing and health insurance. Of course, you do not need to provide receipts from grocery stores, but you will have to show the lease agreement or registration. Sometimes they ask for copies of utility bills.
Medical insurance
Medical insurance is required. Every month, in addition to contributions to the pension fund, social insurance fund and others, employees pay health insurance from their salaries to the NFZ (National Health Fund).
If you wish, you can purchase medical insurance yourself.
Housing availability
A lease agreement or registration is proof of the availability of housing. And be sure to keep all utility bills. They can come in handy.
Permanent residence and Polish citizenship
After 5 years of continuous residence in Poland, a foreigner has the right to apply for permanent residence. During these 5 years, you can be absent for no more than 10 months, but no more than 6 months in a row. After 3 years of continuous residence for permanent residence, you can obtain Polish citizenship.
Now let's calculate the costs of the company
Starting a company and monthly expenses
Self-opening of the company will be released at about 650 zł. Through an intermediary - from PLN 900. Through an intermediary who will not only register a company, but also advise on all issues, help with a visa and residence permit - from 1000 euros.
You can open a company via the Internet in 5-10 days or through a notary in a month. Registration of a company may be delayed due to the negligence of officials or an intermediary, but this rarely happens.
Only a foreign or civil passport is required from the founders. In the event that the opening takes place without the presence of the founders, then the intermediary will need powers of attorney. Their cost should also be attributed to the costs of the company..
Minimum share capital - PLN 5,000.
The monthly expenses for the company include: accountant services - about PLN 600, legal address about PLN 50, employee salary (we take a minimum salary of PLN 1,750 + taxes) PLN 2,100.
Where the employee's salary is (PLN 2,100):
- Salary on hand approximately PLN 1300
- Taxes paid by the employee - approximately PLN 450
- Taxes paid by the employer - approximately PLN 350.
Thanks to these taxes, the employee receives a full social package: honey. insurance, pension contributions, etc..
Total one-time expenses for opening and authorized capital: from 5650 PLN.
Total monthly expenses for a company with two employees (husband + wife): from PLN 4850.
And all this is not counting taxes, which will be discussed below..
Tax
Services and goods that the firm will provide or produce are subject to VAT. In Poland, its base rate is 23%. It is not necessary to become a VAT payer if the company's annual turnover does not exceed PLN 150,000.
The profit of a company in Poland is taxed - 19%.
Dividends are also taxed - 19%.
Founders who have been paid dividends and who are residents of Poland must pay income tax - 18%.
Mila and Pavel
A married couple, freelancers, now we live and work in Warsaw.
