TOP 10 - the cheapest medical insurance for Schengen

Insurance for a Schengen visa is very relevant,especially in the summer, so I promonitoril most popular insurance, including those that the forums called among the most budget. This post is the result of my research. Just want to say that it is not always worth buying the most expensive insurance, you must look at the reviews. But in this post I have focused specifically on prices, and not on better / worse, for this there are other posts. Since we are interested in insurance for a Schengen visa, I only considered Schengen coverage area.

If you do not know what assistance is, amount of coverage and other nuances, then read my post - Honey insurance for Schengen visa. I remind you that insurance is obligatory, it is impossible not to do it!

The content of the article

Schengen insurance (updated 07.2018)

First of all, we are talking about the cheapest honeyinsurance. Therefore. If you want to make a normal working insurance, and not “to emit” purely for a visa, and to understand the question, then look at my rating of insurance companies, which I constantly update. Yes, good insurance is more expensive, but there will be no problems with it.

Insurance rating>

In the same place you will find out in the ranking why assistance is so important, but many people don’t know about it and what options are needed and which are not.

For 30 days

  • Territory of insurance: Schengen.
  • Sum insured: 30000-35000 euros.

Options are arranged to increase the cost, from low to high. But remember, the price of the policy depends on the exchange rate, so the numbers may be slightly different, but the order is unlikely to change.

Insurance company Cost Recommendations and nuances 1.Alfa

763 rub

Buy The cheapest. 35,000 euros. Savitar. Special offer for my readers from the agency Eurotour - an annual policy from Alfa Insurance with good assistance. At this price, you will not find Alpha anywhere. Valid for a total of 30 days during the year, the number of trips is unlimited, very convenient! 2. Liberty

850 rub

Buy 30,000 euros. Class-assistance. ECONOMY program, heavily circumcised, is available only on the official insurance website by reference. 3.Guide

918 rubles

Buy Best for Europe in terms of price / quality ratio. 35,000 euros. Savitar. This will be program A - the cheapest, B has more options and is better, but a little more expensive, decide for yourself. 4.Ergo

984 rubles

Buy is not yet available. 35,000 euros. Savitar, AXA, Europ Assistance. Good insurance and asistens. It is best to take with the assistants AXA and Savitar. In terms of price / quality ratio, as well as Haide. 5.Allianz

1422 rubles

Buy The best insurance from this TOP. 30,000 euros. Mondial. One of the best assistants on the market and good reviews. 6. Agreement

1468 rubles

Buy 35,000 euros. AP Companies. The choice will be several acquisitions, it is better to take AP Companies. Working insurance. 7.Aresenal

1508 rub

Buy 35,000 euros. Balt Assistance. Mediocre option, there is better for less money. 8. Uralsib

1523 rub

Buy 35,000 euros. Savitar. So-so insurance and tech support is not very, I would not take. 9.VTB

1568 rubles

Buy 30,000 euros. GVA. Mediocre option, there is better for less money. 10.Tinkoff

1726 rub

Buy 30,000 euros. Europ Assistance. Despite the mediocre asistens, this bunch of Tinkoff + Europ works well in Europe.

For 15 days

  • Territory of insurance: Schengen.
  • Sum insured: 30000-35000 euros.

Options are arranged to increase the cost, from low to high. But remember, the price of the policy depends on the exchange rate, so the numbers may be slightly different, but the order is unlikely to change.

Insurance company Cost Recommendations and nuances 1.Liberti

502 rubles

Buy The cheapest. 30,000 euros. Class-assistance. The ECONOMY program, heavily circumcised, is available only on the official insurance website. So-so, if we are talking about medical care, but cheap. 2.Guide

510 rubles

Buy The best option for Europe in terms of price / quality ratio. 35,000 euros. Savitar. This will be program A - the cheapest, B has more options and is better, but a little more expensive, decide for yourself. 3.Alfa

553 rub

Buy 35,000 euros. Savitar. A special offer for my readers from the agency Eurotour is an annual policy from Alfa Insurance with good assistance. At this price you will not find Alpha. Valid for a total of 15 days during the year. 4.Allianz

640 rubles

Buy The best insurance from this TOP. 30,000 euros. Mondial. One of the best assistants on the market and good reviews. 5.Ergo

655 rub

Buy is not yet available. 35,000 euros. Savitar, AXA, Europ Assistance. Good insurance and asistens. It is best to take with the AXA or Savitar asstans. In terms of price / quality ratio, as well as Haide. 6. Agreement

734 rub

Buy 35,000 euros. AP Companies. The choice will be several associates, it is better to take AP Companies. Working insurance. 7. Uralsib

762 rub

Buy 35,000 euros. Savitar. So-so insurance and tech support is not very, I would not take. 8.Aresenal

770 rubles

Buy 35,000 euros. Balt Assistance. Mediocre option, there is better for less money. 9.Tinkoff

804 rub

Buy 30,000 euros. Europ Assistance. Despite the mediocre asistens, this bunch of Tinkoff + Europ works well in Europe. 10. Absolute

840 rubles

Buy 30,000 euros. Europ Assistance. Mediocre option, there is better for less money.

Where to buy insurance

Insurance is always bought online at sites andcome to email. If you do not know, the original with a wet seal is not required, neither to obtain a visa, nor to use the policy abroad. It is enough to have a printout of the electronic policy.

Insurance selection services

I made this selection by hand, going through allservices and forums. But you can do everything yourself, double-check, for this you will need 2 main services: Cherehapa and Polis812. The rest can be scored to speed up the process, as for others there will be much less interesting.

View Cherehapa prices>

View prices for Polis812>

Each service will give a large number of optionsinsurance, located at a cost. There are filters, if you, besides the price, need some other options. Anyways, these services are just a must have for any traveler.

Read more separately about how compare insurance on Cherehape, such instruction I got.

Travel agency Eurotour

In St. Petersburg and Moscow opens a huge amountannual Schengen (because the Finnish and Estonian annual Schengen in St. Petersburg give a simplified scheme). Therefore, many travel agencies sell insurance policies even cheaper than the insurers themselves. Most of the agencies focus only on the market of their city, but Eurotour made it possible to purchase via the Internet and got a number that is free in Russia, so you can buy from any city. Those who need a paper version of the policy can come to them personally in an office in Moscow or St. Petersburg.

View the special price from the Eurotour>

P.S. A picture of the cost of insurance in Schengen, I think, is understandable, but be sure to check prices in services, because insurance often change rates. Although I am trying to keep everything up to date.

Life hacking 1 - how to buy a good insurance

Choosing insurance is now unrealistically difficult, so to help all travelers, I compile a rating. To do this, I constantly monitor forums, study insurance contracts and use insurance by myself.

Insurance Rating

Life hacking 2 - how to find a hotel 20% cheaper

First, choose a hotel on Booking. They have a good offer base, but the prices are NOT the best! The same hotel can often be found 20% cheaper in other systems through the RoomGuru service.

Discount hotels

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