TOP 10 - the cheapest medical insurance for Schengen
Insurance for a Schengen visa is very relevant, especially in the summer, so I monitored the most popular insurance ones, including those that were called among the most budgetary ones on the forums. This post is the result of my research. I want to say right away that it is not always worth buying the most expensive insurance, you need to look at the reviews. But in this post I have focused on prices, and not on better / worse, there are other posts for this. Since we are interested in insurance for a Schengen visa, I also considered the coverage area only Schengen.
If you do not know what assistance is, the amount of coverage and other nuances, then read my post - Medical insurance for Schengen visa. I remind you that insurance is required, you can't help but do it.!
The content of the article
Insurance in Schengen (updated 07.2018)
First of all, we are talking about the cheapest medical insurance. Therefore. If you want to make a normal work insurance, and not «ejection» purely for a visa, and to understand the issue, then see my rating of insurance companies, which I constantly update. Yes, good insurance is more expensive, but there will be no problems with it..
There, in the rating, you will find out why assistance is so important, otherwise many do not know about it, and about which options are needed and which are not..
For 30 days
- Insurance territory: Schengen.
- Sum insured: EUR 30,000-35,000.
The options are arranged in order of cost, from lowest to highest. But keep in mind that the price of the policy depends on the exchange rate, so the numbers may be slightly different, but the order is unlikely to change..
Insurance company Cost Recommendations and nuances 1. Alpha
763 rbl
Buy The cheapest. 35,000 euros. Savitar. A special offer for my readers from the Eurotour agency - an annual policy from Alfa Insurance with good assistance. At this price, you will not find Alpha anywhere. Valid for a total of 30 days throughout the year, the number of trips is unlimited, very convenient! 2.Liberty
850 rbl
Buy 30,000 euros. Class-assistance. The ECONOMY program, heavily trimmed, is available only on the official website of the insurance company at the link. 3.Hyde
918 rbl
Buy Best for Europe in terms of price / quality ratio. 35,000 euros. Savitar. This will be program A - the cheapest, in B there are more options and it is better, but a little more expensive, you decide for yourself. 4.Ergo
984 rbl
Buy Not available yet. 35,000 euros. Savitar, AXA, Europ Assistance. Good insurance and assistance. Best taken with AXA and Savitar assistants. In terms of price / quality ratio, like Gaide. 5.Allianz
1422 rbl
Buy The best insurance from this TOP. 30,000 euros. Mondial. One of the best assistants on the market and the reviews are good. 6 consent
1468 rbl
Buy 35,000 euros. AP Companies. There will be several assists to choose from, it is better to take AP Companies. Working insurance. 7.Aresenal
1508 rbl
Buy 35,000 euros. Balt Assistance. Mediocre option, there is better and for less money. 8.Uralsib
1523 rbl
Buy 35,000 euros. Savitar. So-so insurance and technical support is not very good, I would not take it. 9.VTB
1568 rbl
Buy 30,000 euros. GVA. Mediocre option, there is better and for less money. 10 Tinkoff
1726 rbl
Buy 30,000 euros. Europ Assistance. Despite the mediocre assistance, this bundle of Tinkoff + Europ works well in Europe.
15 days
- Insurance territory: Schengen.
- Sum insured: EUR 30,000-35,000.
The options are arranged in order of cost, from lowest to highest. But keep in mind that the price of the policy depends on the exchange rate, so the numbers may be slightly different, but the order is unlikely to change..
Insurance company Cost Recommendations and nuances 1.Liberty
502 rbl
Buy The cheapest. 30,000 euros. Class-assistance. The ECONOMY program, heavily trimmed, is available only on the official website of the insurance company. So-so when it comes to medical care, but cheap. 2.Hyde
510 rbl
Buy The best option for Europe in terms of price / quality ratio. 35,000 euros. Savitar. This will be program A - the cheapest, in B there are more options and it is better, but a little more expensive, you decide for yourself. 3 alpha
553 rbl
Buy 35,000 euros. Savitar. A special offer for my readers from the Eurotour agency - an annual policy from Alfa-Insurance with good assistance. At this price, you will not find Alpha. Valid for a total of 15 days throughout the year. 4.Allianz
640 rbl
Buy The best insurance from this TOP. 30,000 euros. Mondial. One of the best assistants on the market and the reviews are good. 5.Ergo
655 rbl
Buy Not available yet. 35,000 euros. Savitar, AXA, Europ Assistance. Good insurance and assistance. Best used with AXA or Savitar assists. In terms of price / quality ratio, like Gaide. 6 consent
734 rbl
Buy 35,000 euros. AP Companies. There will be several assistants to choose from, it is better to take AP Companies. Working insurance. 7.Uralsib
762 rbl
Buy 35,000 euros. Savitar. So-so insurance and technical support is not very good, I would not take it. 8.Aresenal
770 rbl
Buy 35,000 euros. Balt Assistance. Mediocre option, there is better and for less money. 9.Tinkoff
804 rbl
Buy 30,000 euros. Europ Assistance. Despite the mediocre assistance, this Tinkoff + Europ bundle works well in Europe. 10 the absolute
840 rbl
Buy 30,000 euros. Europ Assistance. Mediocre option, there is better and for less money.
Where to buy insurance
Insurance is always bought online from websites and sent to email. If you are not in the know, then the original with a wet seal is not required, neither for obtaining a visa, nor in order to use the policy abroad. It is enough to have a printout of the electronic policy.
Insurance selection services
I made this collection by hand, going through all the services and forums. But you can do everything yourself, double-check, for this you will need 2 main services: Cherehapa and Polis812. The rest can be scored to speed up the process, since others will have much less interesting.
See prices of Cherehapa>
See prices of Polis812>
Each service will provide a large number of insurance options, arranged by cost. There are filters if you, besides the price, need some other options. In short, these services are simply a must have for any traveler..
Read more separately about how compare insurance on Cherekhap, I got such an instruction.
Travel agency Eurotour
In St. Petersburg and Moscow, a huge number of annual Schengens are opening (because the Finnish and Estonian annual Schengen in St. Petersburg are given according to a simplified scheme). Therefore, many travel agencies sell insurance policies even cheaper than the insurers themselves. Most of the agencies focus only on the market of their city, but Eurotour made it possible to purchase via the Internet and got a number that is free in Russia, so you can buy from any city. Those who need a paper version of the policy can come to them personally at the office in Moscow or St..
View special price from Eurotrip>
P.S. The picture of the cost of insurance in Schengen, I think, is clear, but be sure to check the prices in the services, because insurance often change rates. Although I try to keep everything up to date.